Rossi Real Estate Services LLC
Rossi Real Estate Services LLC, Rossi Real Estate Services LLCPhone: (518) 598-7711
Email: [email protected]

Choosing the best homeowners insurance

by Rossi Real Estate Services LLC 06/23/2024

Photo of a home exterior

Choosing the best homeowners insurance can seem like a daunting task. Luckily, there are some ways you can make the process easier. Here are some tips to get you started:

How to choose the best homeowners insurance policy for you

The first step to choosing the best policy is to understand what's included in homeowners insurance coverage. Homeowners insurance covers damage to your home, as well as personal liability coverage for damages or injuries.

A homeowners policy can also help pay for temporary lodging if you're unable to live in your home while it's repaired. This is included in the part of coverage for additional living expenses.

How to compare homeowners insurance companies

When comparing insurance providers, there are three key things to consider: cost, location and reviews. You can compare the cost of homeowners insurance policies by getting quotes from providers.

The rate quotes will be partially based on your location and other factors like crime or extreme weather. Also, reading reviews can give you insight into a company's policies and customer service.

How to tailor your insurance coverage and bundles

A homeowner insurance company can offer a variety of extra protection in the form of personal property coverage for personal belongings. However, if you live in an area prone to floods or earthquakes, you'll need an additional policy for extended coverage.

Discussing your needs with an insurance provider is the best way to determine you get the coverage you need.

About the Author
Author

Rossi Real Estate Services LLC

Rossi Real Estate Services LLC is a boutique real estate brokerage firm that provides close personal attention to buyers and sellers in the Capital Region and surrounding areas. “Typical” is not a word that clients use to describe Rossi Real Estate's approach to home buying and selling.  Building upon years of experience, Rossi Real Estate employs creative marketing approaches, combined with a vast network, to quickly sell homes.  By creating home floor plans, professional photography, and online marketing videos, Rossi Real Estate is able to depict home layouts and professional marketing to potential buyers before stepping foot in your home; this saves the seller valuable time by attracting only those buyers who have greater interest in the home. Additionally, by employing targeted online marketing, Rossi Real Estate targets buyers searching for homes just like yours.  

Joe Rossi, the Principal Broker at Rossi Real Estate, builds upon over 12 years real estate experience in every transaction. Joe zealously advocates for his clients by combining his diverse background in law, finance, complex negotiation, and management, with compassion and exemplary communication skills creates.  He explains transaction details and guides his clients through every step of the buying and selling experience.  Furthermore, Joe listens to his clients’ wants and needs.  In a recent transaction, the buyer profusely thanked Joe, stating he was, “[T]he only one in the transaction that was capable of communicating with the sellers in a way that ensured we were able to close on our dream home”. 

Our real estate practice includes leading professionals, all of which are NYS Licensed Real Estate Sales Associates: Joseph R. Rossi, Ryan Hart, & Dustin Cogswell. Their experience includes work at a fortune 100 company, military operations, and technical recruiting.

If you're looking for a real estate broker who goes above and beyond the industry, who genuinely cares about their clients, and who will drive results, contact Rossi Real Estate Services LLC today.

The Stuff our attorneys make us include...

In accordance with Real Property Law §442-H, Rossi Real Estate Services LLC implemented a Standardized Operating Procedure governing client engagement. As such, prior to any engagement, Broker:

1. Requires a buyer to produce identification if the identity of the buyer is not readily known through a personal relationship with the broker or licensed sales person;

2. Requires an exclusive agency agreement (i.e. exclusive broker agreement) prior to engagement with any buyer;

3. Does not require pre-approval for a mortgage loan; however, a pre-qualification letter for a mortgage loan or, for cash buyers, proof of funds is required.

Although Broker may not require certain information, a seller of real estate may require this information prior to showing the property and/or as part of any purchase offer.